TERMS OF SERVICE

Effective Date: June 27, 2026

Entity: Empire Funding Limited ("Empire Funding," "we," "us," or "our"), a company incorporated in Hong Kong.

1. Acceptance of Terms

By accessing or using empirefundingprop.com (the "Site") or purchasing any Challenge, Instant Funding evaluation, or related service (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Services. You must be at least 18 years old and have the legal capacity to enter into a binding contract to use the Services.

2. Definitions

• Challenge — a paid evaluation program in which a participant attempts to meet defined trading objectives on a simulated trading account in order to qualify for a Funded Account.
• Instant Funding — a paid product that grants access to a Funded Account without a preceding evaluation phase.
• Funded Account — a simulated trading account made available to a participant who has passed a Challenge or purchased Instant Funding, on which Empire Funding tracks performance for purposes of calculating a Profit Split.
• Trading Account — any Challenge or Funded Account provided through the TradeLocker platform.
• Profit Split — the percentage of simulated trading profit Empire Funding pays to a participant on a Funded Account, as described in Section 9.
• Breach — any violation of the trading rules or objectives applicable to a Trading Account, as published on the Site and incorporated into these Terms by reference.

3. Description of Services

Empire Funding provides evaluation-based and instant-access programs that allow participants to demonstrate trading skill on simulated trading accounts using the TradeLocker platform. No real money belonging to a participant is placed into the financial markets at any point. Trading Accounts are simulated environments. Empire Funding is not a brokerage, does not accept client deposits for live trading, and does not execute live market orders on behalf of participants. See our Risk Disclosure for full detail on the simulated nature of the Services.

4. Eligibility

You may not use the Services if you are: under 18 years of age; a resident of, or located in, a jurisdiction where use of the Services would be unlawful; listed on any sanctions list maintained by the UN, US OFAC, EU, or UK; or previously banned from the Services for fraud, abuse, or Breach. Empire Funding reserves the right to restrict access by jurisdiction at its discretion and to request proof of identity and location at any time.

5. Account Registration and Verification (KYC)

You agree to provide accurate registration information. Before processing any Profit Split payout, Empire Funding may require government-issued identification, proof of address, and/or proof of payment method ownership ("KYC"). Empire Funding may delay, withhold, or deny a payout pending satisfactory completion of KYC, and may deny service entirely if KYC cannot be verified.

6. Purchase Terms and Fees

Challenge and Instant Funding fees are displayed in USD at checkout based on the account size, challenge type, platform, and any add-ons selected. Fees are charged at the time of purchase. You are responsible for any taxes applicable to your purchase. Payment processing is handled by third-party payment providers; their terms apply in addition to these Terms.

7. Trading Rules and Account Objectives

Each Challenge and Funded Account is subject to published trading objectives and rules (profit targets, maximum daily loss, maximum overall loss, minimum trading days, and conduct rules), which are incorporated into these Terms by reference and may be updated from time to time. Prohibited activity includes, without limitation: use of multiple accounts to evade rules, copy-trading between accounts, abuse of high-frequency or latency-arbitrage strategies, gross negligence trading designed solely to pass evaluation criteria without genuine trading intent, and any other activity Empire Funding determines in good faith to be abuse of the Services.

8. Breach, Disqualification, and Termination

A Breach of the applicable trading rules results in forfeiture of the affected Trading Account and, where applicable, the fee paid for it, without refund except as described in our Refund Policy. Empire Funding may suspend or terminate any account, with or without notice, on reasonable suspicion of fraud, rule abuse, or violation of these Terms.

9. Funded Account and Profit Split Terms

Upon qualifying for a Funded Account, you may request payout of your Profit Split subject to the minimum trading day, profit target, and payout schedule requirements published on the Site for your account type. The base Profit Split is 80%, with optional paid upgrades to 90% as described at checkout. Profit Splits are calculated based on simulated trading performance and paid from Empire Funding's own revenue; they do not represent a withdrawal of the participant's own traded capital, because no such capital exists in a live market sense.

10. Payment of Profit Splits

Profit Splits are paid via the methods made available at the time of request, which may include cryptocurrency (e.g., BTC, ETH, USDT) or other methods Empire Funding offers. Payout timing is described in our published payout schedule. Empire Funding may withhold payout pending KYC/AML review or investigation of suspected rule violations.

11. Intellectual Property

All content, branding, trademarks, and platform elements on the Site are owned by or licensed to Empire Funding. You may not copy, reproduce, or use them without prior written consent.

12. Prohibited Conduct

You agree not to misrepresent your identity; attempt to reverse-engineer, exploit, or interfere with the Site or TradeLocker platform; engage in fraud, chargeback abuse, or money laundering; or use the Services in violation of applicable law.

13. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. EMPIRE FUNDING DOES NOT GUARANTEE THAT YOU WILL PASS ANY CHALLENGE, QUALIFY FOR A FUNDED ACCOUNT, OR RECEIVE ANY PROFIT SPLIT. See our Risk Disclosure, which is incorporated into these Terms by reference, for important information about the nature of the Services.

14. Limitation of Liability

To the maximum extent permitted by law, Empire Funding's total liability to you for any claim arising from these Terms or the Services is limited to the amount you paid for the Challenge or Instant Funding product giving rise to the claim. Empire Funding is not liable for indirect, incidental, consequential, or lost-profit damages of any kind.

15. Indemnification

You agree to indemnify and hold Empire Funding harmless from any claim arising from your breach of these Terms, your violation of law, or your misuse of the Services.

16. Modification of Terms

Empire Funding may update these Terms, the trading rules, or fee schedules at any time. Material changes will be posted on the Site with an updated effective date. Continued use of the Services after a change constitutes acceptance of the revised Terms.

17. Governing Law and Dispute Resolution

These Terms are governed by the laws of Hong Kong SAR, without regard to conflict-of-law principles. Any dispute arising from these Terms or the Services shall first be subject to a 30-day good-faith negotiation period upon written notice. If unresolved, the dispute shall be referred to and finally resolved by arbitration administered by the Hong Kong International Arbitration Centre (HKIAC) under the HKIAC Administered Arbitration Rules, with the seat of arbitration in Hong Kong and proceedings conducted in English. This arbitration agreement does not limit any non-waivable statutory right you may have as a consumer under the mandatory law of your place of residence. Claims must be brought on an individual basis; class, collective, or representative proceedings are not permitted to the extent enforceable under applicable law.

18. Force Majeure

Empire Funding is not liable for delay or failure to perform due to causes beyond its reasonable control, including platform outages, internet disruptions, or acts of government.

19. Severability and Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions remain in full effect. These Terms, together with the Risk Disclosure, Privacy Policy, and Refund Policy, constitute the entire agreement between you and Empire Funding regarding the Services.

20. Contact

Questions about these Terms can be sent to admin@empirefundingprop.com.